By entering cyber incident space insurance industry gave a rise of new beast, it's called ransomware, as in many cases it's cheaper for companies to pay ransom that to maintain resilient recovery processes. But here is the twist, not everyone get's their data back. Insurance is not replacement for recovery. Here is new initiative by CISA. https://www.forbes.com/sites/forbestechcouncil/2023/05/01/cisa-launches-new-ransomware-vulnerability-warning-pilot-for-critical-infrastructure-entities/